Payday Loan

1. Recent 3 months’ pay slips
2. Recent 6 months Bank statement/ Mobile money account
3. Recent passport size photos 2
4. Original NRC
5. Lease agreement/ Utility bill for proof of residence
6. Collateral (where necessary)

This is a collateral free loan package tailor made to meet daily emergency shortfalls. It is a short-term loan which is salary based and is only accessible to individuals in full time employment.

A pay slip is a cardinal document in this package as it determines how much a person qualifies to borrow. This product is available to employees from institutions that have an MOU with us and the institutions through its authorized representatives will act as guarantors.

This loan packages carters for everyone whether in full time or part time employment. It is a short-term loan meant to meet emergency financial constraints.

This loan is secured by collateral and the market resell value for the pledged collateral determines the amount that one qualifies to borrow.

This loan is tailor-made for the sole purpose of acquiring assets either moveable or non-moveable in this case the asset itself is used as collateral.

This can be a short term to long term loan depending on the asset obtained.

To process your application the same day, please bring the documents with you or upload if applying through our website:

1. National registration card, passport or a driver's license. An ID document or passport and work permit for non-citizens
2. Stamped copy of the latest payslip
3. Official employment confirmation letter (must contain your residential address)
4. Last 3-month bank statement stamped by the bank (e-bank statements will be accepted without the bank stamp)

The assessment process is fast and very straightforward. If you apply for a loan with us, in most cases, we will have your answer the same day.

Once the loan application is approved, we will transfer the money to your bank account or you can simply go to the branch and withdraw in cash. In this case, you will be required to present your ID.

You can repay your loan via mobile money or cash payment by visiting any of our branches.

• Mobile Money
  Airtel Mobile Money - 764 096 411 
• Cash Deposit
  Visit our bank to make a cash deposit. You can download the bank details here

Kindly remember to indicate your NRC number as a reference. In case you have any questions, call us at +260 764 096 411 or email service@finsure.co.zm.